Rate Information:
The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
Compounding and Crediting- Dividends will be compounded every month. Dividends will be credited to your account every month.
Dividend Period- For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.
If you close your account before dividends are paid, you will not receive the accrued dividends.
Minimum Balance Requirements:
The minimum required to open this account is the purchase of a share in the credit union. Please see the bylaw requirements in the Common Features section for additional information.
You must maintain a minimum daily balance of $250.00 in your account each day to obtain the disclosed annual percentage yield.
Daily Balance Computation Method- Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual Of Dividends On Noncash Deposits- Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.
Transaction Limitations:
The maximum automated teller machine withdrawal we allow is $500.00 per business day with VIP Checking ($250.00 per business day without VIP Checking).
The above withdrawal limitations apply to this account in combination with Checking account(s).
The maximum Audio Response check withdrawal we allow is $1,000.00 per day.
During any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer, telephonic order or instruction or similar order to a third party.
Par Value Of A Share:
The par value of a share in this account is $5.00.
Rate Information:
The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
Compounding and Crediting- Dividends will be compounded every month. Dividends will be credited to your account every quarter.
Dividend Period- For this account type, the dividend period is quarterly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is March 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is March 31.
If you close your account before dividends are paid you will not receive the accrued dividends.
Minimum Balance Requirements:
The minimum balance required to open this account is $5.00.
Daily Balance Computation Method- Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of Dividends On Noncash Deposits- Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.
Transaction Limitations:
You may not make any withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer, telephonic order or instruction, or similar order to a third party.
If any withdrawal is made from this account before the end of the club year, then this account may be close.
Rate Information:
The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
Compounding and Crediting- Dividends will be compounded every month. Dividends will be credited to your account every quarter.
Dividend Period- For this account type, the dividend period is quarterly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is March 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is March 31.
If you close your account before dividends are paid, you will not receive the accrued dividends.
Minimum Balance Requirements:
The minimum balance required to open this account is $5.00.
Daily Balance Computation Method- Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of Dividends on Noncash Deposits- Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.
Transaction Limitations:
You may not make any withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer, telephonic order or instruction, or similar order to a third party.
Rate Information:
The dividend rate and annual percentage yield may change every dividend period. We may change to dividend rate for your account as determined by the credit union board of directors.
Compounding and Crediting- Dividends will be compounded every month. Dividends will be credited to your account every month.
Dividend Period- For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.
If you close your account before dividends are paid you will not receive the accrued dividends.
Minimum Balance requirements:
The minimum balance required to open this account is $1,000.00
You must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed annual percentage yield.
Daily Balance Computation Method- Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of Dividends on Noncash Deposits- Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.
Transaction Limitations:
During any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer, telephonic order or instruction or similar order to a third party.
Rate Information:
The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
Compounding and Crediting- Dividends will be compounded every month. Dividends will be credited to your account every month.
Dividend Period- For this account type, the dividend period is monthly, for example the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.
If you close your account before dividends are paid, you will not receive the accrued dividends.
Minimum Balance requirements:
You must maintain a minimum daily balance of $1,000.00 in you account each day to obtain the disclosed
annual percentage yield.
Daily Balance Computation Method- Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of dividends on noncash deposits- Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.
Transaction Limitations:
During any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic order or instruction. No more than three of the six transfers may be made by check, draft, debit card (if applicable), or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the credit union.
Fees and Charges:
Please refer to our separate fee schedule for additional information about charges.
Rate Information:
The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
Compounding and Crediting- Dividends will be compounded every month. Dividends will be credited to your account every month.
Dividend period- For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending day of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend, and for the example above is January 31.
If you close your account before dividends are paid, you will not receive the accrued dividends.
Minimum Balance Requirements:
No minimum balance requirements apply to this account.
Daily Balance Computation Method- Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of Dividends on Noncash Deposits- Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.
Transaction Limitations:
You may not make any withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer, telephonic order or instruction, or similar order to a third party.
Rate Information:
The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
Compounding and Crediting- Dividends will be compounded every month. dividends will be credited to your account every month.
Dividend Period- for this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.
If you close your account before dividends are paid, you will not receive the accrued dividends.
Minimum Balance Requirements:
You must maintain a minimum daily balance of $250.00 in your account each day to obtain the disclosed annual percentage yield.
Daily balance Computation Method- Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of Dividends on Noncash Deposits- Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.
Transaction Limitations:
You may not make any withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer, telephonic order or instruction, or similar order to a third party.
Rate Information:
The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
Compounding and Crediting- Dividends will be compounded every month. Dividends will be credited to your account every month.
Dividend period- For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.
If you close your account before dividends are paid, you will not receive the accrued dividends.
Minimum Balance Requirements:
You must maintain a minimum daily balance of $25.00 in your account each day to obtain the disclosed annual percentage yield.
Daily Balance Computation Method- Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of Dividends on Noncash Deposits- Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.
Transaction Limitations:
You may not make any withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer, telephonic order or instruction, or similar order to a third party.
Rate Information:
The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
Compounding and Crediting- Dividends will be compounded every month. Dividends will be credited to your account every month.
Dividend Period- For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.
If you close your account before dividends are paid, you will not receive the accrued dividends.
Minimum Balance Requirements:
You must maintain a minimum daily balance of $250.00 in your account each day to obtain the disclosed annual percentage yield.
Daily Balance Computation Method- Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of Dividends on Noncash Deposits- Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.
Transaction Limitations:
You may not make any withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer, telephonic order or instruction, or similar order to a third party.
Minimum Balance Requirements:
Please refer to our separate fee schedule for additional information about charges.
Transaction Limitations:
The maximum automated teller machine withdrawal we allow is $250.00 per business day.
The above withdrawal limitation applies to this account in combination with Share Savings account(s).
Rate Information:
The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
Compounding and Crediting- Dividends will be compounded every month. Dividends will be credited to your account every month.
Dividend period- For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividends.
Minimum Balance Requirements:
The minimum balance required to open this account is $750.00. You must be enrolled in the “Net Pay” program, whereby your entire pay check, social security or pension check is directly deposited to the Credit Union by your employer or government agency. You must maintain a minimum daily balance of $750.00 in your account each day to obtain the disclosed annual percentage yield.
Daily Balance Computation Method- Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of Dividends on Noncash Deposits- Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.
Transaction Limitations:
The maximum automated teller machine withdrawal we allow is $500.00 per business day.
The above withdrawal limitation applies to this account in combination with Share Savings account(s).
Bylaw Requirements:
You must complete payment of $5.00 in your Primary Share account as a condition of admission to membership.
Transaction Limitation- We reserve the right to at any time require not less than seven days notice in writing before each withdrawal from an interest bearing account other than a time deposit, or from any other savings account as defined by Regulation D.
Nature of Dividends- Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
National Credit Union Share Insurance Fund- Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fund.
Please refer to our separate fee schedule for additional information about charges.