- Lower rates on loans, higher dividends on savings, as compared to banks and other financial institutions
- Membership is FREE - Once a member, always a member!
- Save money and pay back loans the easy way using payroll deduction
- Comprehensive Web site with up to date rates, specials and information about every product and service the credit union offers
- Convenient access to accounts with ATM/debit cards, free audio response teller system, and FREE Internet home banking
- Apply to refinance existing vehicle loans and we will discount your rate by 2% (minimum rate 5%)
- Apply for a Visa Credit Card and take advantage of your entire credit limit and low rate by transferring balances from other credit cards to your Garden Savings VISA credit card. Enjoy the convenience of having fewer bills, and no balance transfer fee
- Educate your children about the value of responsible spending and saving habits using a Garden Savings Kids Club account with special websites designed to make learning fun!
- Scholarship Program
- Motor Vehicle Certification Program:
Buying a car does not have to be tough, stressful or painful. Your purchase is made easy when using our free service.
Pre-negotiated prices will save you money, time and effort. No haggling with the dealer, no "I have to check with the manager" games. You can have the deal in-hand before you get there. Visit our home page and click on the link to learn more.