- Offering a credit union is a NO COST benefit with a high perceived value.
- Your employees can begin membership by opening a savings account with $5.00.
- Your employees will benefit from low cost loans to help them save money on interest.
- Your employees will benefit from higher dividends on various types of savings accounts to help
them make money.
- Your employees will pay lower fees as compared to banks or other financial institutions to help
them save money.
- Surveys have proved that employees consider access to a credit union a valuable employee
benefit.
- Membership is FREE, once they join, they can remain a member for life!
- Don't forget to ask about our Lunch & Learn.
- Your employees will benefit from FREE financial seminars. When your employees are faced with
complex decisions such as applying for the right mortgage, or educating their children about the value of earning and spending money, Garden Savings can offer solutions to help.
- Your employees are invited to a complimentary credit evaluation. Our experienced loan officers
will evaluate their current financial situation, and make recommendations that will enhance how they manage their credit and savings plans.
- For your employees who are in the market for a new vehicle, our
Motor Vehicle
Certification Program
helps to make buying a vehicle easy and hassle free. With a pre-approved loan from the credit
union and pre-negotiated prices from a reputable dealer, your employees will never have to worry about whether or not they are getting a good deal!
- Employees can benefit from a totally free checking account with no minimum daily balance
requirements, no monthly service charges, no transaction charges, and no ATM charges from Garden Savings, free debit cards, free checks, and free home banking with free bill pay service.
- Employees with no established credit can apply for an unsecured loan or VISA credit
card and may be approved for up to $1,000 to begin establishing credit.
- Employees who are denied a loan with Garden Savings are counseled by a loan specialist.
The
employee will find out why they did not qualify and be provided with guidance on how to improve their credit worthiness.
- To become a sponsor group simply prepare a letter on your letterhead paper similar to the sample letter here. Please fax it to Angela Kubisky our Assistant of Marketing and Business Development at 973-316-0317, and then mail the original.
- To assist you in introducing our Credit Union to employees, we will provide you with an
announcement memo that you can distribute. We will then schedule a time, at your convenience, for a representative to deliver a 20 minute formal presentation and give employees the opportunity to complete a membership application and join the credit union instantly.
- You will receive individualized service from a dedicated relationship manager to assist you in
promoting the credit union as an important employee benefit.
- You and your employees will have access to a variety of product & services including
mortgages, home equity loans, all types of consumer loans, and all types of depository accounts.
- If you have any questions please contact Angela Kubisky, Assistant Vice President of Marketing and Business Development,
at 973-576-2008 or click here to email her.
