Personal Checking

VIP Checking

VIP Checking offers all the value and benefits you’d expect from a VIP account, minus the exclusivity. Conduct as many monthly transactions as necessary, then easily manage them all with free account management tools. All balances of $750 or more receive competitive dividends automatically. Get the VIP experience by simply signing up today!


Account Features:

  • For members looking for value and benefits
  • Pays competitive dividends on balances of $750 or more
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited debits/check writing
  • $1 minimum deposit to open

Plenty of free conveniences that keep money management easy:

First-Time Member of Garden Savings?

Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch today. Watch a video to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.

It's quick and easy to apply