Become a checking VIP for just $1. Qualify for competitive dividends without having to pay any additional monthly fees.
No Monthly Fees
No Minimum Balance
- For members looking for value and benefits
- Pays competitive dividends on balances of $750 or more
- No monthly service fee
- No minimum balance requirements
- Unlimited debits/check writing
- $1 minimum deposit to open
Plenty of free conveniences that keep money management easy:
- First box of checks free (only upon opening a new account)
- Includes digital banking services:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-statements
- No ATM fees at any Garden Savings ATM location
- Access to 85,000 surcharge-free ATMs via Allpoint® and CO-OP® ATM networks
- Courtesy Pay Plus available
First-Time Member of Garden Savings?
Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch today. Watch a video (YouTube) to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.