FOR A LIMITED TIME ONLY ... take advantage of a great Certificate (CD) offer! Open a two-year certificate with a low $500 minimum opening balance and receive an APR of 2.02% (rate = 2.00%)! Contact a branch today to open yours and take advantage while this offer lasts. Call 973-576-2000 for more details. All deposits are insured by the National Credit Union Administration for up to $250,000 with an additional $250,000 in coverage provided by ESI.