Personal Loans

Personal Loans

As a not-for-profit institution, the achievement of our members’ goals is our number one objective. Rather than pocket profits, we pour them back into the institution to provide better rates and access to resources for you. When it comes to financing your needs, we’re here with competitively low rates, budget-friendly financing solutions, and a local, personalized process from start to finish. Speak to a helpful Garden Savings lender about your financing options today.

Summary
  • Competitively low rates        
  • Borrow up to $30,000 for almost any personal need
  • Does not require collateral backing (signature loan)
  • Minimum loan amount of $1,000
  • Repayment terms available up to 60 months
  • No application fee
  • Loan by Mail program available for members who wish to get a loan from across the country
  • Simple, hassle-free process supported by our local decision making and processing
  • Detail-oriented lending specialists who answer your questions in a timely fashion 

Pay Your Loans from Outside Accounts*

*Please be advised that payments made from outside accounts take 2-4 days to post to your account.

It's quick and easy to apply