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Personal Eligibility

If you are an employee of one of our Select Employer Groups, or a relative of an employee, or a member of one of the listed organizations within our field of membership, then you are eligible to join Garden Savings Federal Credit Union.  Persons who are retired as pensioners or annuitants of these organizations as well as volunteers at these organizations are also eligible.

You are also eligible for membership if you live, work, worship, attend school, volunteer or regularly conduct business in Newark, Elizabeth, or Jersey City. Your family members are eligible as well.  (Businesses and other legal entities included.)

If you are eligible for personal membership, you can apply for membership by completing a Membership Application and submitting it to us.