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Member Discounts & Benefits

When it comes to our members receiving the best products and service possible, that isn't just exclusive to within our branches. That's why we have partnered with some companies who focus on bringing additional value to credit union members — just another perk of banking with us! Learn more about all the discounts and other resources that are available to you, just by virtue of your membership with us! 


Love my Credit Union Rewards

Love My Credit Union Rewards offers discounts on many products and services of interest to credit union members. Previously known as "Invest in America," the "Love My Credit Union Rewards" program offers some of the best rewards and discounts around for our members, including:

  • TurboTax: Save up to $15 on TurboTax online federal products.
  • H&R Block: New H&R Block users save $25 on in-office tax preparation.
  • Spectrum Mobile: Switch and save PLUS get a $50 cash reward for each new mobile line activated
  • and so much more. . .

View all of the special discounts offered to our members through .

Buyer's Edge Program

Save on many Major Purchases … Appliances, Cars, Furniture, Kitchens & more! Buyer’s Edge Inc. is a NO COST member benefit for you and your family. Check out the Buyer's Edge flyer (PDF) for more details.

AD&D Coverage

Should something unfortunate happen, know that Garden Savings is always here for you and your family. By virtue of being a member, you are entitled to receive $1,000 worth of Accidental Death & Dismemberment (AD&D) coverage.

In order to receive this coverage, simply fill out this form online at your convenience. 

Debt Protection

Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. In the event of death, disability or unemployment you wouldn’t want your family to worry about making your loan payments. Speak to a loan officer about adding Debt Protection to your loan.


Guaranteed Asset Protection (GAP)

Did you know you in the event of a total loss, you could be liable for paying off the remaining loan balance on a vehicle that is no longer drivable? Bridge the gap between the difference in what you owe on your vehicle and how much the insurance company decides it is worth.  

Mechanical Breakdown

Did you know the average cost for a major vehicle repair is about $2,000?  Are you prepared for the inconvenience and cost of an unexpected mechanical or electrical failure of your vehicle?  To get a quote on cost of Mechanical Breakdown, click here