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Enjoy the simplicity of straightforward, free checking. Get unlimited debit and check writing — plus, no monthly maintenance fee.

Who needs frills anyway?

Key Features

  • Free Digital Banking Services
  • No Monthly Maintenance Fee
  • Unlimited Debit Transactions
  • Referral Advantage Rewards

Ready to open! Are you currently a member of Garden Savings FCU?

Existing MemberNew Member

Account Features:

  • For members looking for a no frills, free checking account
  • Unlimited debit transactions and check writing
  • No monthly service fee
  • No minimum balance requirements
  • $5 minimum deposit to open

Plenty of free conveniences that keep money management easy: