Skip to content

Enjoy the simplicity of straightforward, free checking. Get unlimited debit and check writing — plus, no monthly maintenance fee.

Who needs frills anyway?

Key Features

  • Free Digital Banking Services
  • No Monthly Maintenance Fee
  • Unlimited Debit Transactions

Account Features:

  • For members looking for a no frills, free checking account
  • Unlimited debit transactions and check writing
  • No monthly service fee
  • No minimum balance requirements
  • $5 minimum deposit to open

Plenty of free conveniences that keep money management easy:


  • Larry Slavin

    Always friendly, excellent service, and rates.

  • Debra Gottsleben

    I love dealing with Garden Savings FCU!

  • Jasmine Norman

    Everyone goes above and beyond to help!

  • Olivia Soprano

    Great experience and great help!

  • Katharina Woelfl

    "My experience was good."

  • Oscar Romero

    "Excellent service, very professional and polite."

  • Rachid Laamal

    "Honest and best rates in town."

  • Moonika T

    "Easy sign up,good rates."

  • Eric Bogan

    "Good customer service!"

  • James Griffinn

    "I recommend everyone I know there."

  • Robert George Jr

    "Great service. They care about their members."