Enjoy the simplicity of straightforward, free checking. Get unlimited debit and check writing — plus, no monthly maintenance fee.
Who needs frills anyway?
Free digital banking services
No Monthly Maintenance Fee
Unlimited Debit Transactions
- For members looking for a no frills, free checking account
- Unlimited debit transactions and check writing
- No monthly service fee
- No minimum balance requirements
- $5 minimum deposit to open
Plenty of free conveniences that keep money management easy:
- Includes digital banking services:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-statements
- No ATM fees at any Garden Savings ATM location
- Access to 85,000 surcharge-free ATMs via Allpoint® and CO-OPSM ATM networks
- Courtesy Pay Plus available
First-Time Member of Garden Savings?
Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch today. Watch a video (YouTube) to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.
1Diamond Checking requires direct deposit. Certain fees may apply if direct deposit is not set up. See fee schedule for details.