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Enjoy the simplicity of straightforward, free checking. Get unlimited debit and check writing — plus, no monthly maintenance fee.

Who needs frills anyway?

Key Features

Free digital banking services

No Monthly Maintenance Fee

Unlimited Debit Transactions

Account Features:

  • For members looking for a no frills, free checking account
  • Unlimited debit transactions and check writing
  • No monthly service fee
  • No minimum balance requirements
  • $1 minimum deposit to open

Plenty of free conveniences that keep money management easy:

 First-Time Member of Garden Savings?

Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch today. Watch a video (YouTube) to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.

1Diamond Checking requires direct deposit. Certain fees may apply if direct deposit is not set up. See fee schedule for details.