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Our greatest checking account ever is finally here! Earn high dividends on your account balance, (plus more perks), just by doing your everyday banking.



Key Features

  • Free Digital Banking Services
  • Competitive Dividends
  • Unlimited Debit Transactions

Account Features:

Compare Our Accounts

  • The cream of the crop checking account that offers appealing rewards for going about your every day routine
  • Pays high dividends*
    • Earns 5.12% APY on balances up to $15,000
    • Earns 0.15% APY on balances over $15,000
  • Up to $20 in ATM fee rebates per month*
  • Identity theft services provided by EZ Shield
  • No monthly balance requirements
  • No minimum balance requirements
  • Unlimited debits/check writing
  • Maximum One Account Per Membership

Qualifiers to receive rewards include:

  • 12 point-of-sale transactions of at least $5 per transaction per month (transactions counted up to the last business day of month)
  • Direct deposit or 1 ACH payment per month 
  • Enrolled in E-statements

Plenty of free conveniences that keep money management easy:

*If all qualifiers are met. If qualifiers are not met, no penalty is assessed but the higher interest rate and ATM rebate are forfeited.

Compare Our Accounts

  • Larry Slavin

    Always friendly, excellent service, and rates.

  • Debra Gottsleben

    I love dealing with Garden Savings FCU!

  • Jasmine Norman

    Everyone goes above and beyond to help!

  • Olivia Soprano

    Great experience and great help!

  • Katharina Woelfl

    "My experience was good."

  • Oscar Romero

    "Excellent service, very professional and polite."

  • Rachid Laamal

    "Honest and best rates in town."

  • Moonika T

    "Easy sign up,good rates."

  • Eric Bogan

    "Good customer service!"

  • James Griffinn

    "I recommend everyone I know there."

  • Robert George Jr

    "Great service. They care about their members."