Our greatest checking account ever is finally here! Earn high dividends on your account balance, (plus more perks), just by doing your everyday banking.
Free digital banking services
Unlimited Debit Transactions
- The cream of the crop checking account that offers appealing rewards for going about your every day routine
- Pays high dividends*
- Earns 2.25% APY on balances up to $15,000
- Earns 0.2% APY on balances over $15,000
- Up to $20 in ATM fee rebates per month*
- Identity theft services provided by EZ Shield
- No monthly balance requirements
- No minimum balance requirements
- Unlimited debits/check writing
Qualifiers to receive rewards include:
- 12 point-of-sale transactions per month
- Direct deposit or 1 ACH payment per month
- Enrolled in E-statements
Plenty of free conveniences that keep money management easy:
- First box of checks free (only upon opening a new account)
- Includes digital banking services:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-statements
- Free Visa® debit card
- No ATM fees at any Garden Savings ATM location Locations Hours Page
- Access to 85,000 surcharge-free ATMs via Allpoint® and CO-OP® ATM networks
- Courtesy Pay Plus available
First-Time Member of Garden Savings?
Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch Link To Click Switch Opens a New Window. today. Watch a video Opens a New Window. (YouTube) to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.
*If all qualifiers are met. If qualifiers are not met, no penalty is assessed but the higher interest rate and ATM rebate are forfeited.