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Our greatest checking account ever is finally here! Earn high dividends on your account balance, (plus more perks), just by doing your everyday banking.

Key Features

  • Free Digital Banking Services
  • Competitive Dividends
  • Unlimited Debit Transactions
  • Referral Advantage Rewards

Ready to open! Are you currently a member of Garden Savings FCU?

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Account Features:

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  • The cream of the crop checking account that offers appealing rewards for going about your every day routine
  • Pays high dividends*
    • Earns 5.12% APY on balances up to $15,000
    • Earns 0.15% APY on balances over $15,000
  • Up to $20 in ATM fee rebates per month*
  • Identity theft services provided by EZ Shield
  • No monthly balance requirements
  • No minimum balance requirements
  • Unlimited debits/check writing
  • Maximum One Account Per Membership

Qualifiers to receive rewards include:

  • 12 point-of-sale transactions of at least $5 per transaction per month (transactions counted up to the last business day of month)
  • Direct deposit or 1 ACH payment per month 
  • Enrolled in E-statements

Plenty of free conveniences that keep money management easy:

*If all qualifiers are met. If qualifiers are not met, no penalty is assessed but the higher interest rate and ATM rebate are forfeited.

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