Our greatest checking account ever is finally here! Earn high dividends on your account balance, (plus more perks), just by doing your everyday banking.
Key Features
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Free Digital Banking Services
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Competitive Dividends
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Unlimited Debit Transactions
Details
Account Features:
- The cream of the crop checking account that offers appealing rewards for going about your every day routine
- Pays high dividends*
- Earns 1.50% APY on balances up to $15,000
- Earns 0.15% APY on balances over $15,000
- Up to $20 in ATM fee rebates per month*
- Identity theft services provided by EZ Shield
- No monthly balance requirements
- No minimum balance requirements
- Unlimited debits/check writing
- Maximum One Account Per Membership
Qualifiers to receive rewards include:
- 12 point-of-sale transactions of at least $5 per transaction per month (transactions counted up to the last business day of month)
- Direct deposit or 1 ACH payment per month
- Enrolled in E-statements
Plenty of free conveniences that keep money management easy:
- First box of checks free (only upon opening a new account)
- Includes digital banking services:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-statements
- Free debit card
- No ATM fees at any Garden Savings ATM location
- Access to 85,000 surcharge-free ATMs via Allpoint® and CO-OP® ATM networks
- Courtesy Pay Plus available
*If all qualifiers are met. If qualifiers are not met, no penalty is assessed but the higher interest rate and ATM rebate are forfeited.
