Skip to content


You could open a regular account — or you could take advantage of your place in life with checking that has everything you need.

Key Features

Competitive Dividends

No Monthly Fees

No Minimum Balance

Account Features:

  • Exclusively available to well-deserving members 62 or older
  • Pays our highest checking dividend rate on balances of $750 or more
  • Identity theft services provided by EZ Shield
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited debits/check writing
  • $5 minimum deposit to open

Plenty of free conveniences that keep money management easy:

First-Time Member of Garden Savings?

Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch today. Watch a video (YouTube) to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.