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You could open a regular account — or you could take advantage of your place in life with checking that has everything you need.

Key Features

Competitive Dividends

No Monthly Fees

No Minimum Balance

Account Features:

  • Exclusively available to well-deserving members 62 or older
  • Pays our highest checking dividend rate on balances of $750 or more
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited debits/check writing
  • $25 minimum deposit to open

Plenty of free conveniences that keep money management easy:

  • 1 free incoming wire per month
  • Certificate rate bonus on select term certificates (to be determined)
  • First box of checks free (only upon opening a new account)
  • Includes digital banking services:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free e-statements
  • Free Visa® debit card
  • No ATM fees at any Garden Savings ATM location
  • Access to 85,000 surcharge-free ATMs via Allpoint® and CO-OP® ATM networks
  • Courtesy Pay Plus available

First-Time Member of Garden Savings?

Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch today. Watch a video (YouTube) to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.