Personal Checking

Senior Advantage Checking

With age comes wisdom – and also certain other advantages. At Garden Savings, those advantages include a higher dividend rate, a free monthly incoming wire, a 25-point rate discount on personal loans, and more. This is all on top of no monthly service fee and several convenient account management services. Take advantage of your age – and wisdom – today. 


Account Features:

  • Exclusively available to well-deserving members 62 or older
  • Pays our highest checking dividend rate on balances of $750 or more
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited debits/check writing
  • 1 free incoming wire per month
  • 25 basis point rate discount on any personal loan (certain restrictions may apply)
  • $25 minimum deposit to open

Plenty of free conveniences that keep money management easy:

First-Time Member of Garden Savings?

Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch today. Watch a video to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.

It's quick and easy to apply