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As the official credit union of Seton Hall, no one helps you show off your Pirate pride like Garden Savings FCU!

Key Features

  • Cash Bonuses
  • No Monthly Fees
  • No Minimum Balance
  • ATM Fee Refunds

 Account Features:

  • Checking that makes it easy for you to show your Pirate pride
  • $50 account bonus for new members1
  • $25 referral bonus2
  • Pays competitive dividends on balances of $750 or more
  • Identity theft services prodvided by EZ Shield
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited debits/check writing
  • $5 minimum deposit to open

Plenty of free conveniences that keep money management easy:

  • First box of checks free (only upon opening a new account)
  • Includes digital banking services:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free e-statements
  • No ATM fees at any Garden Savings ATM location
  • Access to 85,000 surcharge-free ATMs via Allpoint® and CO-OP® ATM networks
  • Courtesy Pay Plus available
  • All domestic non-Garden Savings or unaffiliated network ATM surcharges reimbursed on the last day of the month

Stop by Our South Orange Branch

We're just down the road! Visit us at 15 Scotland Rd., South OrangeNJ 07079.

First-Time Member of Garden Savings?

Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch today. Watch a video (YouTube) to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.


1The $50 bonus will be deposited to your account after 60 days of account opening provided the account remains open and active with a deposit balance of at least $50. "Active" is defined as having at least 3 transactions per month

2A referring member will receive a $25 bonus at the end of 60 days provided both accounts are open and active.