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Rates

Student checking never had it this good (just look around). Even better, it’s available to all members enrolled in school — even part-timers.

Key Features

Competitive Dividends

No Monthly Fees

No Minimum Balance

Account Features:

  • Exclusively available to full or part-time students
  • For members looking for value and benefits
  • Pays competitive dividends on balances of $750 or more
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited debits/check writing
  • $25 minimum deposit to open

Plenty of free conveniences that keep money management easy:

  • Free cashier’s checks and stop payment orders
  • Up to $5 in domestic non-Garden Savings ATM surcharge-fees rebated each month
  • 25 basis point rate discount on any person loan (certain restrictions may apply)
  • First box of checks free (only upon opening a new account)
  • Includes digital banking services:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free e-statements
  • Free Visa® debit card
  • No ATM fees at any Garden Savings ATM location
  • Access to 85,000 surcharge-free ATMs via Allpoint® and CO-OP® ATM networks
  • Courtesy Pay Plus available
  • All domestic non-Garden Savings or unaffiliated network ATM surcharges reimbursed on the last day of the month up to $5 per month 

First-Time Member of Garden Savings?

Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch today. Watch a video (YouTube) to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.