Personal Checking

Student Checking

This value-packed account helps put checking on autopilot for our student members. Enjoy no monthly service fee, plus free cashier’s checks, stop payment orders, a certificate rate bonus, and much more. Plus, simple, free account services keep you up to date on your finances while you focus on all the many, many other demands on you as a student. 


Account Features:

  • Exclusively available to full or part-time students
  • For members looking for value and benefits
  • Pays competitive dividends on balances of $750 or more
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited debits/check writing
  • Free cashiers checks and stop payment orders
  • Free traveler’s checks
  • Up to $5 in domestic non-Garden Savings ATM surcharge-fees rebated each month
  • Certificate rate bonus on select term certificates (to be determined)
  • No penalty for certificate withdrawals for health-related emergencies (one per year)
  • $25 minimum deposit to open

Plenty of free conveniences that keep money management easy:

First-Time Member of Garden Savings?

Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch today. Watch a video to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.

It's quick and easy to apply