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Calling all teens — no need to stuff your pockets with crumpled cash. Open an account for just one of those wads, and access the rest with a slick card.

Key Features

  • Competitive Dividends
  • No Monthly Fees
  • No Minimum Balance

Account Features:

  • Specially designed for teens ages 13-17
  • Pays competitive dividends on balances of $750 or more
  • Identity theft services provided by EZ Shield
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited debits/check writing
  • Up to $5 in domestic non-Garden Savings ATM surcharge-fees rebated each month
  • $5 minimum deposit to open 

Plenty of free conveniences that keep money management easy:

  • First box of checks free (only upon opening a new account)
  • Includes digital banking services:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free e-statements
  • Free debit card
  • No ATM fees at any Garden Savings ATM location
  • Access to 85,000 surcharge-free ATMs via Allpoint® and CO-OP® ATM networks
  • Courtesy Pay Plus available
  • All domestic non-Garden Savings or unaffiliated network ATM surcharges reimbursed on the last day of the month up to $5 per month

 

*Account holders and applicants for the Teen Checking account must be aged 13-17 and require a joint owner, preferably a parent or guardian, who is 18 years or older.

  • Angela Crecca

    I couldn't ask for a better experience. 

  • Victoria Emeghara

    Your cashiers are amazing at doing their jobs.

  • Elizabeth Cotten

    I had a very pleasant experience

  • Tracy Craddock

    Great credit union, helpful employees, and excellent customer service.

  • Charlie Garcia

    Cordial, Professional and lots more..

  • Melba Betancurth

     Was able to help me with everything I needed! 

  • William Washington

    As always, it was Great! The team at the South Orange is great.

  • Jimmie Jones

    Garden savings is a great Credit Union!

  • Luzdary Hernandez

    Very formal, super customer service, all of them are beautiful people.

  • Jen & Bruce Sargeant

    Polite; we got what we needed to be done in one sitting.

  • Brandin Esposito

    Very knowledgeable and helpful.  Exceeding my expectations.