Personal Checking

Teen Checking

Our Teen Checking Account is for teens wanting to learn about the basics of money management.  Members enjoy no monthly service fee, a Visa Debit Card and convenient Online and Mobile Banking options. Members ages 13-17 are eligible for this account and a joint owner (Parent/Guardian) is required. 


Account Features:

  • Specially designed for teens
  • Pays competitive dividends on balances of $750 or more
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited debits/check writing
  • $5 minimum deposit to open
  • Up to $5 in domestic non-Garden Savings ATM surcharge-fees rebated each month

Plenty of free conveniences that keep money management easy:

First-Time Member of Garden Savings?

Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch today. Watch a video to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.

It's quick and easy to apply