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There are regular dividend rates, and then there are tiered rates. Tap into next-level savings that pays you more as your balance rises.

Key Features

  • Tiered Rates
  • No Monthly Fees
  • Online Banking
  • For members who regularly maintain a larger balance1
  • Competitive, tiered rates starting on balances of $1,000 or more
  • Receive a higher rate on larger balance tiers
  • No monthly service fee
  • Make deposits in any amount, at any time or set up direct deposit
  • Includes digital banking services:
    • Free online banking
    • Free mobile banking
    • Free e-statements
  • $5 minimum deposit to open

1Variable rate account. Rate subject to change.

  • Larry Slavin

    Always friendly, excellent service, and rates.

  • Debra Gottsleben

    I love dealing with Garden Savings FCU!

  • Jasmine Norman

    Everyone goes above and beyond to help!

  • Olivia Soprano

    Great experience and great help!

  • Katharina Woelfl

    "My experience was good."

  • Oscar Romero

    "Excellent service, very professional and polite."

  • Rachid Laamal

    "Honest and best rates in town."

  • Moonika T

    "Easy sign up,good rates."

  • Eric Bogan

    "Good customer service!"

  • James Griffinn

    "I recommend everyone I know there."

  • Robert George Jr

    "Great service. They care about their members."