Personal Savings

Member Savings

Member Savings not only allows you to meet your savings goals, it also sets you up for several other financial advantages and perks. With as little as $5, this account establishes your membership with us and opens the door to all the other educational, convenience, and discount services we offer our members.

  • Establishes membership with Garden Savings
    • Provides you with access to all our other member-centric products and benefits
  • Competitive dividends paid on balances of $250 or more*
    • Dividends compounded monthly
  • No monthly service fee
  • No minimum balance requirements
  • Make deposits in any amount, at any time or set up direct deposit
  • Free online banking & bill pay with Money Management
  • Free mobile banking
  • Free e-statements
  • $5 minimum deposit to open and maintain membership
Additional Deposit Coverage

When you open a savings account at Garden Savings Federal Credit Union, you can breathe easy knowing that your funds are protected. And now, at Garden Savings, your deposits are secured up to $500,000.

What provides this high level of insurance coverage?

The exceptional level of high coverage offered to you at Garden Savings is attained through a combination of:

Want to learn more about how we're keeping your deposits secure? Contact us today!

It's quick and easy to apply

*The dividend rate and Annual Percentage Yield (APY) may change every dividend period.