Personal Loans

Auto Loans

When it comes to financing a new or used vehicle, Garden Savings is a reliable loan provider and so much more. Not only will we work with you to solidify a budget-friendly financing solution, we also provide a number of additional resources that will save you time and money in the long run. Take advantage of auto buying resources, vehicle coverage options, and much more — all available just by being a member with us! Plus, our localized process will get you off the lot and on to the open road fast.

Summary
  • Competitively low rates for new or used vehicles
  • Up to 100% financing available
  • Budget-friendly repayment terms up to 84 months
  • Convenient automatic payment option available
  • Free pre-approval for extra confidence upon negotiations
  • Refinance your current vehicle to potentially lower your rate
  • Loan-by-Mail program available for members who wish to get an auto loan from across the country
  • Simple, hassle-free process supported by our local decision making and processing
  • Detail-oriented lending specialists who answer your questions in a timely fashion

Additional Auto Resources

Beyond financing, we also offer a wide range of coverage options and auto buying discounts and helpful tools to our members. See Additional Coverage Options and Auto Buying Help tabs above for more information.

Pay Your Loans from Outside Accounts* 

*Please be advised that payments made from outside accounts take 2-4 days to post to your account.
Coverage Options

Auto Insurance

When it comes to securing your purchase, it’s nice to have additional peace of mind. Learn about the convenient auto coverage options our partners at TruStage Insurance can provide.

Mechanical Breakdown Coverage

Mechanical Breakdown Coverage provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty. Learn more about what’s available to you as a Garden Savings member.

Verify Your Insurance

You will need to verify you have auto insurance coverage. You can provide your auto insurance information on-line or by calling 800-998-0763.

Auto Buying Help

Enterprise Car Sales

Our relationship with Enterprise Car Sales gives our members access to thousands of certified pre-owned vehicles from Enterprise at fantastic haggle-free prices. Look for our promotions with Enterprise throughout the year or visit enterprisecarsales.com. Be sure to check out our "Every Day Advantage Program" on Enterprise vehicles!

Recreational Vehicles
  • Competitively low rates for new or used recreational vehicles
    • RVs
    • Boats
    • Motorcycles
    • ATV
    • Jet skis
    • Wave runners
    • Pull campers
    • Mopeds
  • Budget-friendly repayment terms up to 84 months
  • Convenient automatic payment option available
  • Free pre-approval for extra confidence upon negotiations
  • Refinance your current vehicle to potentially lower your rate
    • Includes members who financed a new vehicle up to 6 months ago
  • Simple, hassle-free process supported by our local decision making and processing
  • Detail-oriented lending specialists who answer your questions in a timely fashion

It's quick and easy to apply