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Imagine getting through life without ever having to dig for change or write a check. Use your debit card for purchases around the globe and online.

Key Features

  • Mobile Wallet Access
  • Surcharge Free ATM Network
  • Digital Card Controls
  • Fast, free, and easy to use
  • Make purchases virtually anywhere, worldwide
  • Funds come directly from your linked checking account
  • Easily view an up-to-date record of transactions
  • Safer than carrying cash
  • More convenient than checks
  • 24/7 access to funds via ATMs, including nationwide surcharge-free ATM access
  • During activation, a custom PIN can be created.  When activating your card by phone you must listen to the message until the very end to choose your new PIN.  Your new PIN can match the PIN you used on your old Debit Card or it can be a brand new one.
  • Easily replaced if lost or stolen

Your Garden Savings Debit Card Mastercard is accepted at millions of merchant locations worldwide, including restaurants, hotels and online retailers. You can even use your debit card to automatically pay monthly bills.‎

Protection Wherever you shop

Whether you use your Garden Savings Debit Card Mastercard to shop online, by phone or in a store, every purchase is backed by Zero Liability Protection. That means you won't be held responsible in the event that someone makes unauthorized purchases with your card.‎

Mastercard AirportConcierge™

Arrange for a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights, 24/7/365 at over 450 destinations worldwide.‎

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Mastercard Global Service

Receive around-the-clock customer service assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance as well as assistance with locating ATMs and help with card-related questions.‎

Mastercard ID Theft Protection™

Mastercard ID Theft Protection comes with your Garden Savings Mastercard Debit Card at no cost to you. To activate your ID Theft Protection benefits, visit and enter your card number to start the registration process.2

The benefit:

Monitors your credit file for changes that could indicate fraud, such as new credit inquiries, an address change, or a new account opened in your name.

Sends alert notifications whenever suspicious activity is detected so that you can take immediate action to minimize potential damage. The tool monitors suspicious activity related to the personal information you choose to track such as your name, address, email address, social security number, date of birth, debit/credit card numbers, or other sensitive data.

Provides ID Theft Resolution, with white-glove service, assigning a resolution specialist to you when you require assistance resolving issues related to identity theft.

Learn More

Click here for full description and additional information on Mastercard Debit Card benefits provided through Mastercard Global Services. You may also contact Mastercard Global Services directly at  by phone. Within the U.S.: 1-800-Mastercard (1-800-627-8372) | Outside the U.S.: Mastercard Global Service Phone Numbers

  • Angela Crecca

    I couldn't ask for a better experience. 

  • Victoria Emeghara

    Your cashiers are amazing at doing their jobs.

  • Elizabeth Cotten

    I had a very pleasant experience

  • Tracy Craddock

    Great credit union, helpful employees, and excellent customer service.

  • Charlie Garcia

    Cordial, Professional and lots more..

  • Melba Betancurth

     Was able to help me with everything I needed! 

  • William Washington

    As always, it was Great! The team at the South Orange is great.

  • Jimmie Jones

    Garden savings is a great Credit Union!

  • Luzdary Hernandez

    Very formal, super customer service, all of them are beautiful people.

  • Jen & Bruce Sargeant

    Polite; we got what we needed to be done in one sitting.

  • Brandin Esposito

    Very knowledgeable and helpful.  Exceeding my expectations.