Haven’t touched your savings in a few years? Cash in on a higher rate with a guaranteed share certificate. Get started with just $500.
Key Features
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Fixed Rates
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No Monthly Fees
Details
- Fixed rates, above standard savings
- Dividends typically paid at maturity for terms less than 1 year
- Dividends typically paid monthly for terms of 1 year or more
- Receive an even higher rate by selecting a longer term
- Locked-in rates provide more guarantee than other risky investments
- No setup or maintenance fees
- Early withdrawals subject to penalty
- $500 minimum deposit to open
- NCUA insured
- Additional deposit insurance in the amount of $250,000 provided through ESI
- Click here to view our current rates
Flex-Term Certificates
- Available in 1, 2 or 3-year terms
- Allow you to bump up your rate to the prevailing Flex-Term Certificate rate one time during the life of your certificate upon request
- While these certificates pay a slightly lower rate than our regular Certificates, they allow you to take advantage of better rates should rates increase during your term
- You are allowed one rate bump per certificate during the given term
- Click here to view our current rates
Special Promotional Offers
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Larry Slavin
Always friendly, excellent service, and rates.
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Debra Gottsleben
I love dealing with Garden Savings FCU!
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Jasmine Norman
Everyone goes above and beyond to help!
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Olivia Soprano
Great experience and great help!
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Katharina Woelfl
"My experience was good."
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Oscar Romero
"Excellent service, very professional and polite."
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Rachid Laamal
"Honest and best rates in town."
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Moonika T
"Easy sign up,good rates."
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Eric Bogan
"Good customer service!"
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James Griffinn
"I recommend everyone I know there."
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Robert George Jr
"Great service. They care about their members."
