Better Business Checking

• Free, unlimited withdrawals and check deposits
• $5 minimum deposit to open
• $10 per month flat fee for account¹
  • Accounts that maintain daily balance equal to or greater than $200 fee is waived¹
• Up to 150k cumulative cash deposits per month, $0.20 per $100 deposited therafter¹
• Free business debit card

Includes Better Business Merchant Services that enhances your business operations beyond your checking!

Merchant Services

1. Monthly account maintenance fee & excess cash deposit fee is waived for one-year from account opening effective September 2023 until further notice. Garden Savings FCU reserves the right to discontinue this promotion at any time.

• Ideal for small business owners who want an easy-to-manage account
• Free, unlimited monthly transactions
• No minimum balance requirements
• $20 per month flat fee for account
• Free business debit card
• $25 minimum deposit to open

• Competitive rates, higher than standard savings¹
  • Dividends start at balances of $10,000 or more
  • Dividend rate increases based on balance tiers
  • Dividends compounded monthly
• Enjoy flexibility with enhanced access to funds including direct check writing:
  • Unlimited in-person withdrawals or by mail
  • No more than 6 withdrawals or transfers to another credit union account or third-party account
  • No more than 3 of the 6 transfers may be made by check, draft, debit card, or similar order to a third party
  • $10 fee per transaction in excess thereafter
• Make deposits at any time or set up direct deposit
• Insured up to $500k through NCUA and ESI

Only $1,000 Minimum Opening Balance Required -- to avoid a low monthly fee.

¹The dividend rate and Annual Percentage Yield (APY) may change every dividend period. You must maintain a minimum daily balance of $1,000 in your account each day to avoid a monthly fee. Dividends earned on balance of $10,000 or more; highest tier of earnings rates at $1,000,000.