Leave your savings intact for rainy days. For those other days that include sun and fun, turn to your club funds to pay for it all.
Key Features
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Competitive Dividends
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No Monthly Fees
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No Minimum Balance
- Set aside year-round for the upcoming holiday season
- Make deposits as often as you’d like or set up direct deposit
- Start your club at any time during the calendar year
- Competitive dividends paid on entire balance1
- No monthly service fee
- No minimum balance requirements
- Funds released in early October, with plenty of time for a stress-free shopping experience
- Funds automatically transfer to regular savings upon maturity
- Members can request a check be mailed to them if they prefer
- Early withdrawals subject to penalty2
- Avoid unwanted credit card debt and tight financial months
- Includes digital banking services:
- Free online banking
- Free mobile banking
- Free e-statements
- $5 minimum deposit to open
1The dividend rate and Annual Percentage Yield (APY) may change every dividend period.
2The penalty for early withdrawal is a forfeit of dividends earned. Effective February 1, 2019 any withdrawal made from Holiday Club before rollout of October 1st will result in a forfeiture of interest earned from the time the club was opened or renewed. The maximum interest forfeiture is 12 months.
- Set aside year-round for a well-deserved vacation
- Make deposits as often as you’d like or set up direct deposit
- Competitive dividends paid on entire balance1
- Dividends compounded monthly, credited quarterly
- No monthly service fee
- No minimum balance requirements
- Can be opened at any time during the year
- One free withdrawal permitted per year; excessive withdrawals subject to penalty2
- Avoid unwanted credit card debt and tight financial months
- Includes digital banking services:
- Free online banking
- Free mobile banking
- Free e-statements
- $5 minimum deposit to open
1The dividend rate and Annual Percentage Yield (APY) may change every dividend period.
2The penalty for exceeding one withdrawal per year is a forfeit of dividends earned. Effective February 1, 2019 any withdrawal made from Vacation Club before rollout of May 1st, will result in a forfeiture of interest earned from the time the club was opened or renewed. The maximum interest forfeiture is 12 months.
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Larry Slavin
Always friendly, excellent service, and rates.
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Debra Gottsleben
I love dealing with Garden Savings FCU!
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Jasmine Norman
Everyone goes above and beyond to help!
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Olivia Soprano
Great experience and great help!
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Katharina Woelfl
"My experience was good."
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Oscar Romero
"Excellent service, very professional and polite."
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Rachid Laamal
"Honest and best rates in town."
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Moonika T
"Easy sign up,good rates."
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Eric Bogan
"Good customer service!"
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James Griffinn
"I recommend everyone I know there."
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Robert George Jr
"Great service. They care about their members."
