Personal Savings

Club Accounts

Everyone can relate to last-minute budget stretching to cover a holiday gift list or to save up for a vacation. There are more enjoyable things. Fortunately, our club accounts help you to save little by little, year round for the upcoming holiday season or vacation. No need to rack up credit card debt or overhaul your budget. Simply get started today, then have your savings plus earned dividends ready to go when it’s time to use them. 

  • Set aside year-round for the upcoming holiday season
    • Make deposits as often as you’d like or set up direct deposit
    • Start your club at any time during the calendar year
  • Competitive dividends paid on entire balance*
  • No monthly service fee
  • No minimum balance requirements
  • Funds released in October, with plenty of time for a stress-free shopping experience
  • Funds automatically transfer to regular savings upon maturity
    • Members can request a check be mailed to them if they prefer
  • Early withdrawals subject to penalty**
  • Avoid unwanted credit card debt and tight financial months
  • Free online banking & bill pay with Finance Works
  • Free mobile banking
  • Free e-statements
  • $5 minimum deposit to open
*The dividend rate and Annual Percentage Yield (APY) may change every dividend period. 
**The penalty for early withdrawal is a forfeit of dividends earned.
  • Set aside year-round for a well-deserved vacation
    • Make deposits as often as you’d like or set up direct deposit
  • Competitive dividends paid on entire balance*
    • Dividends compounded monthly, credited quarterly
  • No monthly service fee
  • No minimum balance requirements
  • Can be opened at any time during the year
  • One free withdrawal permitted per year; excessive withdrawals subject to penalty**
  • Avoid unwanted credit card debt and tight financial months
  • Free online banking & bill pay with Finance Works
  • Free mobile banking
  • Free e-statements
  • $5 minimum deposit to open
*The dividend rate and Annual Percentage Yield (APY) may change every dividend period. 
**The penalty for exceeding one withdrawal per year is a forfeit of dividends earned.

It's quick and easy to apply