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Maximize returns while minimizing effort. With our money market account, your higher balance will do the heavy lifting.

Key Features

  • Tiered Rates
  • No Monthly Fees
  • Online Banking

Ready to open! Are you currently a member of Garden Savings FCU?

Existing MemberNew Member

  • Competitive rates, higher than standard savings1
    • Minimum balances start at $1,000 or more1
    • Dividend rate increases based on account option
    • Dividends compounded monthly
  • Enjoy flexibility with enhanced access to funds, including direct check writing:
    • Unlimited in-person withdrawals or by mail
    • No more than 6 withdrawals or transfers to another credit union account or third-party account, including non-branch transactions.
    • $5 fee per transaction in excess thereafter
  • Make deposits at any time or set up direct deposit
  • Includes digital banking services:
    • Free online banking
    • Free mobile banking
    • Free e-statements
  • NCUA insured
  • Additional deposit insurance in the amount of $250,000 provided through ESI
  • First order of checks free

Two options available based on deposit size

A $1,000 deposit unlocks competitive rates...

Money Market:

  • $1,000 minimum deposit to open

...OR start with a higher balance and earn even greater rates!

Platinum Money Market:

  • $10,000 minimum deposit to open

1The dividend rate and Annual Percentage Yield (APY) may change every dividend period. Must maintain a minimum daily balance of $1,000 for the Money Market account and $10,000 for the Platinum Money Market account to avoid fees and earn dividends. Please see our Truth-In-Savings for full account disclosure and limitations.