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Rates

Maximize returns while minimizing effort. With our money market account, your higher balance will do the heavy lifting.

Key Features

  • Tiered Rates
  • No Monthly Fees
  • Online Banking
  • Competitive rates, higher than standard savings1
    • Dividends start at balances of $1,000 or more
    • Dividend rate increases based on account option
    • Dividends compounded monthly
  • Enjoy flexibility with enhanced access to funds, including direct check writing:
    • Unlimited in-person withdrawals or by mail
    • No more than 6 withdrawals or transfers to another credit union account or third-party account
    • No more than 3 of the 6 transfers may be made by check, draft, debit card, or similar order to a third party
    • $10 fee per transaction in excess thereafter
  • Make deposits at any time or set up direct deposit
  • Includes digital banking services:
    • Free online banking
    • Free mobile banking
    • Free e-statements
  • NCUA insured
  • Additional deposit insurance in the amount of $250,000 provided through ESI

Two options available based on deposit size

A $1,000 deposit unlocks competitive rates...

Money Market:

  • $1,000 minimum deposit to open

...OR start with a higher balance and earn even greater rates!

Platinum Money Market:

  • $10,000 minimum deposit to open

1The dividend rate and Annual Percentage Yield (APY) may change every dividend period. You must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY.

  • Larry Slavin

    Always friendly, excellent service, and rates.

  • Debra Gottsleben

    I love dealing with Garden Savings FCU!

  • Jasmine Norman

    Everyone goes above and beyond to help!

  • Olivia Soprano

    Great experience and great help!

  • Katharina Woelfl

    "My experience was good."

  • Oscar Romero

    "Excellent service, very professional and polite."

  • Rachid Laamal

    "Honest and best rates in town."

  • Moonika T

    "Easy sign up,good rates."

  • Eric Bogan

    "Good customer service!"

  • James Griffinn

    "I recommend everyone I know there."

  • Robert George Jr

    "Great service. They care about their members."