NJ based Credit Union a Trusted Financial Partner for Savings and Loans

Welcome to the family!

We’re excited to welcome the Pinnacle FCU members to the Garden Savings FCU family! Get ready for an amazing journey ahead together!

Pinnacle Merger FAQs

Don't Tax My CU

Credit unions are a small but vital financial option for consumers. Learn how credit unions’ not-for-profit status helps provide needed, lower-cost financial products to those who need it most.

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Same Car New Loan Better Rate

Get a 1% Discount When You Refinance Your Outside Auto Loan with Garden Savings.

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Lock in peace of mind with a 5/5 ARM mortgage

Low rates now, predictable changes later because surprises are fun for birthdays, not your mortgage.

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GSFCU Advantage Rewards

Advantage Rewards: Benefits for Everyone.

Explore our referral program! Refer friends and family, and everyone gets rewarded.

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Bigger than the big banks (thanks to CO-OP^® and Allpoint^®)

5,000 shared branches 85,000 free ATMs

Live for today. Plan for tomorrow.

Rate & Rewards Checking

Earn up to 5% and so much more...

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Share Certificate Rates

Are on the rise, start earning today.

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Low Introductory Rate

5.99% APR*

Home Equity Line

As low as

8.00% APR*

Credit Cards

As low as

4.74% APR*

Auto Loans

Great rates. All the time.

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BIG THINGS ARE HAPPENING!

Ready for Better Banking that puts your FIRST! - Learn how to make that happen in 30 seconds!

Online Banking

Make a Loan Payment

Welcome to the family!

Don't Tax My CU

Same Car New Loan Better Rate