Federal Credit Union in Parsippany-Troy Hills, Dover, South Orange, and Newark, NJ | Garden Savings Federal Credit Union

CERTIFICATE RATE SPECIAL

Rates are on the rise! Open a 13-month promotional Share Certificate with a 3.04% Annual Percentage Yield. Call 973-576-2000 to open.

Better Banking On A Silver Platter.

With our Silver Checking Account you get competitive dividends on balances of $750 or more without any minimum balance fee, monthly maintenance fee, and all the benefits.

You Can't Dance Away Your Debt, But You Can Consolidate It.

We can help you consolidate all your bills and debts into one affordable monthly payment, a low interest rate, and a final payment goal date. Let's start planning your debt-free dance today!

Homebuyers Special, Just for you!

Are you refinancing or purchasing? Well we've got the right offer for you! Refinance your mortgage for $444 or get a closing cost rebate when buying a home.

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Save Money Today, Live Better Tomorrow

OPEN A 13 MONTH SHARE CERTIFICATE

AND GET A SPECIAL RATE 3.04% APY

Limited Time Offer

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Grow with us
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A Better Place to Bank.

Access your home's equity for a rainy day.

Let's step forward together.

Bigger than the big banks (thanks to CO-OP^® and Allpoint^®)

5,000 shared branches 85,000 free ATMs

Live for today. Plan for tomorrow.

Rate & Rewards Checking

Earn up to 2% APY and so much more...

Share Certificate Rates

Are on the rise, start earning today.

Low Introductory Rate

2.99% APR*

Home Equity Line

As low as

8.00% APR*

As low as

3.75% APR*

Great rates. All the time.

Why Choose Us

Get to know who we are - and how we can help you - in just 30 seconds.

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Putting you first since 1968

Seton Hall University

We’re your local credit union - 1 mile from your South Orange campus