Federal Credit Union in Parsippany-Troy Hills, Dover, South Orange, and Newark, NJ | Garden Savings Federal Credit Union

Holiday Closing

All branches will be closed on Monday, July 4th in observance of Independence Day. Have a happy & safe holiday weekend.

Family Vacation Is On The House

Fund your upcoming vacation plans with a low 1.99% intro rate Home Equity Loan for the first 6 months*.

Get A Checking That Checks All the Boxes

You deserve all the value of a FREE checking account that Garden Savings provides!

Exclusive Member Perks

Your membership comes with a host of benefits. Make sure you're taking advantage of all the perks available to you!

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Drive Into The Sunset, With A Low Rate

We have competitively low rates for new or used motorcycles!

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Digital Banking

Access your account

24 Hours a day

7 Days a week

365 Days a year

Different. Smarter. Better Banking.

Bigger than the big banks (thanks to CO-OP^® and Allpoint^®)

5,000 shared branches 85,000 free ATMs

Live for today. Plan for tomorrow.

MasterCard^® Credit Card

Low Fixed or Variable APRs as low as 8.00%

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Low Introductory Rate

1.99% APR*

Home Equity Line

As low as

8.00% APR*

As low as

3.00% APR*

Great rates. All the time.

Why Choose Us

Get to know who we are - and how we can help you - in just 30 seconds.

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Putting you first since 1968

Seton Hall University

We’re your local credit union - 1 mile from your South Orange campus