Banks profit the most from businesses — but here, we leave the profit making to your business. Choose from a wide variety of accounts to keep you growing.
- Ideal for small business owners who want an easy-to-manage account
- Free, unlimited monthly transactions
- No minimum balance requirements
- $20 per month flat fee for account
- Access to your own personal account manager
- Can assist with all your Garden Savings banking needs
- Includes digital banking services:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-statements
- Free business Visa® debit card
- Free Money Management online software
- $25 minimum deposit to open
To reorder business checks, visit our trusted partner Harland Clarke.
- Competitive rates, higher than standard savings1
- Dividends start at balances of $1,000 or more
- Dividend rate increases based on account option
- Dividends compounded monthly
- Enjoy flexibility with enhanced access to funds including direct check writing:
- Unlimited in-person withdrawals or by mail
- No more than 6 withdrawals or transfers to another credit union account or third-party account
- No more than 3 of the 6 transfers may be made by check, draft, debit card, or similar order to a third party
- $10 fee per transaction in excess thereafter
- Make deposits at any time or set up direct deposit
- Includes digital banking services:
- Free online banking
- Free mobile banking
- Free e-statements
- NCUA insured
Two options available based on deposit size
A $1,000 deposit unlocks competitive rates...
Money Market:
- $1,000 minimum deposit to open
...OR start with a higher balance and earn even greater rates!
Platinum Money Market:
- $10,000 minimum deposit to open
1The dividend rate and Annual Percentage Yield (APY) may change every dividend period. You must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY.
Offerings currently being reworked. Check back for updates.
Through a partnership with On The Mark Payments, Garden Savings provides its business customers with customized and cost-effective payment processing solutions to accept all major credit cards. These comprehensive processing solutions are rooted in flexible and proven technology, unparalleled support and a measured ability to minimize operating costs.
- NO FEE Surcharge programs – control your processing fees by passing along the cost of acceptance to customers who choose to pay by credit card
- Intelligent Program – designed for government and educational institutions, pay no processing fees while innovative technology determines and passes on the actual cost for the card a consumer uses
- Payment Processing Equipment – the right terminals and software for your business environment and needs
- Mobile Processing – the security and convenience to accept payments anywhere, anytime
- POS System Solutions – delivering robust features and functionality
- Online Processing – fast and reliable virtual terminals and payment gateways
We provide a transparent and competitive fee structure. If interested a free side-by-side cost analysis can be provided by On The Mark Payments call732-230-7700 or email info@onthemarkpayments.com
