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Banks profit the most from businesses — but here, we leave the profit making to your business. Choose from a wide variety of accounts to keep you growing.

  • Ideal for small business owners who want an easy-to-manage account
  • Free, unlimited monthly transactions
  • No minimum balance requirements
  • $20 per month flat fee for account
  • Access to your own personal account manager
    • Can assist with all your Garden Savings banking needs
  • Includes digital banking services:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free e-statements
  • Free business Visa® debit card
  • Free Money Management online software
  • $25 minimum deposit to open

To reorder business checks, visit our trusted partner Harland Clarke.

  • Competitive rates, higher than standard savings1
    • Dividends start at balances of $1,000 or more
    • Dividend rate increases based on account option
    • Dividends compounded monthly
  • Enjoy flexibility with enhanced access to funds including direct check writing:
    • Unlimited in-person withdrawals or by mail
    • No more than 6 withdrawals or transfers to another credit union account or third-party account
    • No more than 3 of the 6 transfers may be made by check, draft, debit card, or similar order to a third party
    • $10 fee per transaction in excess thereafter
  • Make deposits at any time or set up direct deposit
  • Includes digital banking services:
    • Free online banking
    • Free mobile banking
    • Free e-statements
  • NCUA insured

Two options available based on deposit size

A $1,000 deposit unlocks competitive rates...

Money Market:

  • $1,000 minimum deposit to open

...OR start with a higher balance and earn even greater rates!

Platinum Money Market:

  • $10,000 minimum deposit to open

1The dividend rate and Annual Percentage Yield (APY) may change every dividend period. You must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY.

Are you in need of financing to expand or improve your existing small business? Garden Savings can work with you to get you the money you need as quickly as possible.

There are several different types of business loans available to you depending on your specific request. Speak to a helpful business lending professional today to let us know how we can help meet your unique business needs.

  • Financing available for a wide range of business needs:
    • Improve your existing business
    • Buy or build real estate property
    • Working Capital
    • And more
  • Competitively low rates
  • Budget-friendly repayment terms, customized to meet your unique business needs
  • Simple, hassle-free process supported by our local decision making and processing
  • Detail-oriented lending specialists who answer your questions in a timely fashion

All business loan requests are reviewed on a case-by-case basis. We invite you to contact our loan department at (973) 576-2000 to speak with a loan officer about the type of business loan that you are looking for and to see how we can help you accomplish your goals!

  • Enhanced purchasing power locally, across the globe, or online
  • Accepted anywhere Visa® is accepted, worldwide
  • Competitively low, fixed rate
  • Easy account access – view balances, transaction histories, and make payments from your computer
  • Easily replaced if lost or stolen
  • Multiple cards can be issued to employees with pre-set spending limits

Coming Soon!

Merchant Card Services for your business. Check back for updates.