Personal Checking

Diamond Checking

True to its name, Diamond Checking works hard to put cold, hard cash back in the pockets of members who set up direct deposit. With no monthly service fee, not only do you keep your money, you make even more of it with competitive dividends. Plus, convenient online banking, mobile banking, and more, make managing it all easy. 


Account Features:

  • The ultimate free checking account for members who utilize direct deposit*
  • Pays competitive dividends on your entire balance
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited debits/check writing
  • 2 free wires per month
  • $25 minimum deposit to open

Plenty of free conveniences that keep money management easy:

First-Time Member of Garden Savings?

Bring over your direct deposit from another financial institution. You can bring over your automatic debits and monthly payments easily as well. Contact us for your ClickSwitch password and then make the switch today. Watch a video to learn more about how ClickSwitch makes moving your accounts convenient, fast and secure.

It's quick and easy to apply

*Diamond Checking requires direct deposit. Certain fees may apply if direct deposit is not set up. See fee schedule for details.