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Rates Calculator

Get competitive financing and even find a great deal before you buy. Afterwards, choose from our coverage options to keep you on the road, problem free.

Key Features

Competitive Rates

Free Pre-Approval

Quick Decisions

  • Competitively low rates for new or used vehicles
  • Up to 100% financing available
  • Budget-friendly repayment terms up to 84 months
  • Convenient automatic payment option available
  • Free pre-approval for extra confidence upon negotiations
  • Refinance your current vehicle to potentially lower your rate
  • Loan-by-Mail program available for members who wish to get an auto loan from across the country
  • Simple, hassle-free process supported by our local decision making and processing
  • Detail-oriented lending specialists who answer your questions in a timely fashion

Additional Auto Resources

Beyond financing, we also offer a wide range of coverage options and auto buying discounts and helpful tools to our members. See Coverage Options and Auto Buying Help below for more information.

  • Competitively low rates for new or used recreational vehicles:
    • Motorhomes and travel trailers
    • Boats, jet skis, and wave runners
    • Motorcycles, ATVs, and mopeds
  • Budget-friendly repayment terms up to 84 months
  • Convenient automatic payment option available
  • Free pre-approval for extra confidence upon negotiations
  • Refinance your current vehicle to potentially lower your rate
  • Includes members who financed a new vehicle up to 6 months ago
  • Simple, hassle-free process supported by our local decision making and processing
  • Detail-oriented lending specialists who answer your questions in a timely fashion

Auto Insurance

When it comes to securing your purchase, it’s nice to have additional peace of mind. Learn about the convenient auto coverage options our partners at TruStage® Insurance can provide.

Visit TruStage now.

Mechanical Breakdown Coverage

Mechanical Breakdown Coverage provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty. Learn more about what’s available to you as a Garden Savings member.

Get a free quote now.

Verify Your Insurance

You will need to verify you have auto insurance coverage. You can provide your auto insurance information online or by calling 800-998-0763.

Verify auto insurance now.

Enterprise Car Sales

Our relationship with Enterprise Car Sales gives our members access to thousands of certified pre-owned vehicles from Enterprise at fantastic haggle-free prices. Look for our promotions with Enterprise throughout the year or visit enterprisecarsales.com. Be sure to check out our Every Day Advantage Program on Enterprise vehicles! 

Visit Enterprise Car Sales now. 

Learn more about our Every Day Advantage Program.

We’ve teamed up with dealers throughout Northern New Jersey to offer quality vehicles with guaranteed financing. For the full list of participating dealers click here.