Personal Loans

Debt Consolidation Loans

One login, one loan payment for all your debt – this may seem like a far off dream for some, but it doesn’t have to be. Rather than sort through numerous bills every month at all different interest rates, a debt consolidation loan from Garden Savings allows you to streamline the process. Best of all, by consolidating your debt, you may even boost your credit score in the process. 

  • Competitively low, fixed rates for the consolidation of your current debt
  • Borrow up to $30,000 to pay off:
    • Credit card debt
    • Installment loans
    • Educational loans
    • And more
  • Minimum loan amount of $1,000
  • Repayment terms available up to 60 months
  • No application fee
  • Streamline high loan and credit card rates to one manageable rate
  • Eliminate the need to pay multiple bills to multiple vendors
  • Simplify bill pay with a single payment
  • Help improve your credit score by consolidating your debt
  • Loan by Mail program available for members who wish to get a loan from across the country
  • Simple, hassle-free process supported by our local decision making and processing
  • Detail-oriented lending specialists who answer your questions in a timely fashion

Pay Your Loans from Outside Accounts* 

It's quick and easy to apply

*Please be advised that payments made from outside accounts take 2-4 days to post to your account.