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Loan Payment Options

Loan Payment Options
Managing your loans responsibly can benefit your credit rating and potentially assist your future financial goals. There are various options for making your loan payments, including automatic payments, paying online, by mail, or at any Garden Savings location.


Automatic Payment via ACH
Set up automatic payments to be made on the due date of the loan and never worry about missing a payment.  To set up download, complete and submit the Automatic Payment Authorization Form.
Submit completed form via—
Fax: 973-316-5705
Mail: Garden Savings Federal Credit Union
 Attn: Lending Department
 129 Littleton Road
 Parsippany, NJ 07054


One Time Online Payment
A payment may be made online utilizing a debit card.  Registration for online payments is necessary.  Visit this website in order to register and log in to make payments. 


Bill Pay
Make a payment through another institution’s bill pay service. Log into their website with your loan number and Garden Savings routing number, 221278954, to set up.  Ensure your account number is correct to prevent any delays or errors with your payment being processed on time.


Recurring Payment from Garden Savings Account
To set up payment directly from your Garden Savings account contact our Lending Department (973-585-3162)


Mail Your Payment/Payment Coupons
If you would like a coupon booklet for mailing payments please contact our Lending Department (973-585-3162) to order coupons.
Mail to:
Garden Savings Federal Credit Union
Attn: Lending Department
129 Littleton Road
Parsippany, NJ 07054
When mailing a check, please write your account number on the front of the check and include your loan coupon, if available.


In Person Branch Payment
Visit any of our branch locations or shared branching locations to make a payment in person.  To find the closest branch or shared branch click here