Banks profit the most from businesses — but here, we leave the profit making to your business. Choose from a wide variety of accounts to keep you growing.
- Free, unlimited monthly transactions
- $5 minimum deposit to open
- $50 per month flat fee for account
- Accounts that maintain daily balance equal to or greater than $5,000 fee is waived
- Includes digital banking services:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-statements
- Free business debit card
- Free Money Management online software
- First box of checks free (up to $100 in value)
- Ideal for small business owners who want an easy-to-manage account
- Free, unlimited monthly transactions
- No minimum balance requirements
- $20 per month flat fee for account
- Access to your own personal account manager
- Can assist with all your Garden Savings banking needs
- Includes digital banking services:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-statements
- Free business debit card
- Free Money Management online software
- $25 minimum deposit to open
To reorder business checks, visit our trusted partner Harland Clarke.
- Competitive rates, higher than standard savings1
- Dividends start at balances of $10,000 or more
- Dividend rate increases based on balance tiers
- Dividends compounded monthly
- Enjoy flexibility with enhanced access to funds including direct check writing:
- Unlimited in-person withdrawals or by mail
- No more than 6 withdrawals or transfers to another credit union account or third-party account
- No more than 3 of the 6 transfers may be made by check, draft, debit card, or similar order to a third party
- $10 fee per transaction in excess thereafter
- Make deposits at any time or set up direct deposit
- Includes digital banking services:
- Free online banking
- Free mobile banking
- Free e-statements
- NCUA insured
Only $1,000 Minimum Opening Balance Required
and to avoid a low monthly fee.
1The dividend rate and Annual Percentage Yield (APY) may change every dividend period. You must maintain a minimum daily balance of $1,000 in your account each day to avoid a monthly fee. Dividends earned on balance of $10,000 or more; highest tier of earnings rates at $1,000,000.
We've teamed up with Clover, an all-in-one point-of-sale system that can help customize your business payment processing and business management solutions. Our POS system can help you:
- Accept more types of payments, including EMV chip cards, Apple Pay, Google Pay and Samsung Pay
- Protect your customers, business and reputation from fraud with built-in security
- Generate more visits and more sales through mobile loyalty and rewards programs
- Uncover new insights and compare sales against competition within your market
- Manage inventory, employee schedules, payroll and more
If you are interested in a better business payment processing system contact us by email us at the link below.
Coming Soon
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Angela Crecca
I couldn't ask for a better experience.
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Victoria Emeghara
Your cashiers are amazing at doing their jobs.
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Elizabeth Cotten
I had a very pleasant experience
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Tracy Craddock
Great credit union, helpful employees, and excellent customer service.
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Charlie Garcia
Cordial, Professional and lots more..
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Melba Betancurth
Was able to help me with everything I needed!
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William Washington
As always, it was Great! The team at the South Orange is great.
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Jimmie Jones
Garden savings is a great Credit Union!
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Luzdary Hernandez
Very formal, super customer service, all of them are beautiful people.
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Jen & Bruce Sargeant
Polite; we got what we needed to be done in one sitting.
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Brandin Esposito
Very knowledgeable and helpful. Exceeding my expectations.
