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Banks profit the most from businesses — but here, we leave the profit making to your business. Choose from a wide variety of accounts to keep you growing.

  • Free, unlimited monthly transactions
  • $5 minimum deposit to open
  • $50 per month flat fee for account
    • Accounts that maintain daily balance equal to or greater than $5,000 fee is waived
  • Includes digital banking services:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free e-statements
  • Free business debit card
  • Free Money Management online software
  • First box of checks free (up to $100 in value)
  • Ideal for small business owners who want an easy-to-manage account
  • Free, unlimited monthly transactions
  • No minimum balance requirements
  • $20 per month flat fee for account
  • Access to your own personal account manager
    • Can assist with all your Garden Savings banking needs
  • Includes digital banking services:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free e-statements
  • Free business debit card
  • Free Money Management online software
  • $25 minimum deposit to open

To reorder business checks, visit our trusted partner Harland Clarke.

  • Competitive rates, higher than standard savings1
    • Dividends start at balances of $10,000 or more
    • Dividend rate increases based on balance tiers
    • Dividends compounded monthly
  • Enjoy flexibility with enhanced access to funds including direct check writing:
    • Unlimited in-person withdrawals or by mail
    • No more than 6 withdrawals or transfers to another credit union account or third-party account
    • No more than 3 of the 6 transfers may be made by check, draft, debit card, or similar order to a third party
    • $10 fee per transaction in excess thereafter
  • Make deposits at any time or set up direct deposit
  • Includes digital banking services:
    • Free online banking
    • Free mobile banking
    • Free e-statements
  • NCUA insured

Only $1,000 Minimum Opening Balance Required

       and to avoid a low monthly fee.


1The dividend rate and Annual Percentage Yield (APY) may change every dividend period. You must maintain a minimum daily balance of $1,000 in your account each day to avoid a monthly fee. Dividends earned on balance of $10,000 or more; highest tier of earnings rates at $1,000,000.

We've teamed up with Clover, an all-in-one point-of-sale system that can help customize your business payment processing and business management solutions. Our POS system can help you:      

  • Accept more types of payments, including EMV chip cards, Apple Pay, Google Pay and Samsung Pay
  • Protect your customers, business and reputation from fraud with built-in security
  • Generate more visits and more sales through mobile loyalty and rewards programs
  • Uncover new insights and compare sales against competition within your market
  • Manage inventory, employee schedules, payroll and more 

If you are interested in a better business payment processing system contact us by email us at the link below.


Contact Us

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  • Larry Slavin

    Always friendly, excellent service, and rates.

  • Debra Gottsleben

    I love dealing with Garden Savings FCU!

  • Jasmine Norman

    Everyone goes above and beyond to help!

  • Olivia Soprano

    Great experience and great help!

  • Katharina Woelfl

    "My experience was good."

  • Oscar Romero

    "Excellent service, very professional and polite."

  • Rachid Laamal

    "Honest and best rates in town."

  • Moonika T

    "Easy sign up,good rates."

  • Eric Bogan

    "Good customer service!"

  • James Griffinn

    "I recommend everyone I know there."

  • Robert George Jr

    "Great service. They care about their members."