From Wishlist to Reality
with a Little Credit Union Magic.
You’re making your list and checking it twice, so why not make your holiday wishes extra nice? Check out our Holiday Helpers—they’re just what you need to deck the halls!
Holiday Loan
Make Your Holidays Merrier!
- Borrow Up to $3,000 to bring your festive dreams to life this holiday season.
- Enjoy a Low Fixed 6.99% APR* for 12 months, making it easier to manage your holiday expenses.
- Keep Your Budget in Check with affordable monthly payments that won’t burst your holiday bubble!
| Monthly Payment | Borrow Amount | Term |
| $87 | $1,000 | 12 months |
| $130 | $1,500 | 12 months |
| $173 | $2,000 | 12 months |
| $216 | $2,500 | 12 months |
| $260 | $3,000 | 12 months |
**MONTHLY PAYMENT AMOUNT SHOWN IS ROUNDED UP TO THE NEAREST DOLLAR. Not all applicants will qualify. Rates are accurate and current as of October 1, 2025. Offer ends December 31, 2025 at 11:59 PM. Rates subject to change without notification. Proof of income may be required. Please speak to a Credit Union Representative for terms and conditions. Garden Savings Federal Credit Union is an equal opportunity lender. Federally insured by the NCUA.
Apply NowPremier Rate Mastercard
No fees. No Stress. Just savings.
Enjoy a low, fixed rate that stays cozy all year round!
- No Annual Fee—your holiday cheer won’t be dampened by hidden costs!
- No Cash Advance Fee, so you can unwrap extra funds when you need them!
- No Balance Transfer Fee—keep your holiday spending stress-free!
Give yourself the gift of financial peace this holiday season!
Learn MoreHome Equity Line-of-Credit
The Season of Giving Starts at Home
- Enjoy a Frosty Low 4.99% APR* for the First Six Months!
- Wrap Up Your Financing with No Closing Costs!
- Easily Bring Your Winter Wonderland Projects to Life!
Snow Problem—We've got a Low Rate.
Learn More
