What To Do When Your ARM Is Due
Many homeowners with ARMs say they don't know what they'll do when their rate adjusts. If you're among those who feel unsure, consider a few pointers in the following article. Garden Savings has experienced Loan Professionals that can help you review your terms and make a decision that will be individual to your needs.
Don't Fall for Gift Card Scams
Gift cards are extremely popular, to give as well as to get. They?re a convenient way to treat someone to a meal at their favorite restaurant, purchase an item of their own choosing at a favorite store, or simply let them buy something of their choosing anywhere the card is accepted. Unfortunately, scammers also love gift cards and have come up with creative ways to convince you to purchase cards for them. Please remember Garden Savings FCU will never contact you to request personal information by email or text.
Five Tips for Sticking to Your Holiday Budget
If you love giving gifts to your family and friends, it can be hard to not overspend during the holiday season. Even those who are good about staying on budget all year end up splurging a little too much when it comes to gift giving. But sticking to your holiday budget doesn?t have to be hard. It?s all about planning ahead. Garden Savings has five quick tips for sticking to your holiday shopping budget this year.
To Pay Down Debt, First You Have to Save
Are you storing up your savings for winter hibernation? Well, you may be thinking that you should pay down some debt first though. Really, you need to look at your budget and find ways to start saving before you can tackle your debt with a plan that will bring you to a new place in your financial journey. Let us help you make choices today that your future self will thank us for later!