Why Personal Finance For Students Matter
Garden Savings FCU has the honor of being a credit union chosen by College of St. Elizabeth and Seton Hall University allowing us the opportunity to serve local students and staff. We not only provide personalized products such as SHU Pirate Pride Checking but also Student Checking that can assist college students with the ability to make different, smarter, better banking decisions.
Why Is Having A Checking Account Important
About 14 million adults in the U.S. do not have an account with a credit union or bank. Whether this is by choice or because they don?t think they qualify to open an account, they end up missing out on many financial services that make life easier. Garden Savings Federal Credit Union has a variety of checking services that will make you re-think what your bank account has to offer. Here?s more information on how a checking account can show you better banking at ?A Better Place to Bank?.
How To Save On Back-To-School Shopping
According to the National Retail Federation, the average American household spends $685 on back-to-school shopping for children in elementary through high school and $943 for young people going to college. Parents are experiencing a rise in prices for back-to-school items every year that can cause strain on the household budget. Research shows that money struggles can cause significant stress on parents and caretakers when they feel they cannot provide new and modern items every year. The truth is, our children will be more appreciative of the experiences than the material items in the future.
Who To Turn To When Times Are Tough
When times are rough, we can help - Garden Savings is focused on providing reasonable rates to their members. Because we don't have to pay profits to shareholders as banks do, we often pass that money on to our members, by offering higher APYs on savings accounts and certificates while also providing lower APRs on loans. We help our members save significantly when they refinance or consolidate outside loans while keeping their savings interest competitive and on the rise.
