How To Save On Back-To-School Shopping
According to the National Retail Federation, the average American household spends $685 on back-to-school shopping for children in elementary through high school and $943 for young people going to college. Parents are experiencing a rise in prices for back-to-school items every year that can cause strain on the household budget. Research shows that money struggles can cause significant stress on parents and caretakers when they feel they cannot provide new and modern items every year. The truth is, our children will be more appreciative of the experiences than the material items in the future.
Who To Turn To When Times Are Tough
When times are rough, we can help - Garden Savings is focused on providing reasonable rates to their members. Because we don't have to pay profits to shareholders as banks do, we often pass that money on to our members, by offering higher APYs on savings accounts and certificates while also providing lower APRs on loans. We help our members save significantly when they refinance or consolidate outside loans while keeping their savings interest competitive and on the rise.
How Much Can You Lift In Savings
Is your savings out of shape? Increase your financial fitness game with some tips on how to utilize your credit union membership to gain financial wellness. Like the gym or any other physical activity building savings can take time and practice. We are ready to get in the financial gym with you so you can gain a new financial strength. Take a look at some short term goals you may want to reach within the next 3-5 years and challenge yourself to shape your savings the way you want it.
Build Credit Without Credit Cards
Have you been hesitant to use traditional methods of credit, loans or products that report credit? Now you may be looking into a larger purchase but do not have the credit history to be approved for credit. As a Credit Union member we look at you as more than a number or a score so we have you covered with ways to build your credit while preparing you for your financial goals such as buying a home, going to school, or driving away with a new vehicle. Building a relationship with your Credit Union can start by simply opening a checking account and using it. Let's look at ways to build unconventional forms of credit history.
